Services & Pricing

Proactive Tax Strategy for 1099 Physicians

Year-round tax planning, preparation, and advisory built for locum tenens physicians, independent contractors, and physician practice owners.

Entity & S-corp strategy Quarterly tax projections Retirement & deduction planning Multistate coordination

Our primary specialty is high-earning 1099 physicians. Selected engagements may also be available for other high-income healthcare professionals with similar tax complexity.

Year-round advisory, built for physicians

Three tiers of ongoing support, from foundational tax compliance to comprehensive, high-touch advisory for complex physician households.

Tax Compliance & Foundational Support

TLC Essential

$750/month*

For physicians with straightforward 1099 activity who primarily need accurate personal and business tax preparation, annual estimated-tax guidance, and dependable year-round support.

  • Federal + one state individual tax return
  • Business tax return for one entity
  • Annual estimated-tax calculation
  • One annual tax-planning meeting
  • Basic business-deduction guidance
  • Annual review of major tax deadlines
  • Ongoing email support

Ideal for: physicians beginning their 1099 journey with straightforward business activity.

Choose TLC Essential
Comprehensive, High-Touch Tax Advisory

TLC Private Client

Starting at $2,500/month*

Comprehensive, high-touch advisory for higher-income physicians, practice owners, and entrepreneurial households with multiple entities, states, investments, or advanced planning needs.

  • Everything in TLC Strategic, plus:
  • Monthly or as-needed strategic meetings
  • Multiple-entity & multistate coordination
  • Advanced retirement planning
  • IRS/state notice assistance, priority communication

Ideal for: physicians earning ~$750,000+, practice owners, and families seeking a coordinated, white-glove relationship.

Initial Strategy & Onboarding — starting at $5,000. Covers the initial review, strategy development, and implementation work at the start of the engagement.

Apply for TLC Private Client

* TLC plans are annual advisory engagements billed monthly. Final pricing is based on the number of entities and states, return complexity, income sources, planning needs, and desired level of support. A separate initial strategy & onboarding fee applies to TLC Strategic and TLC Private Client during the first year.

Service TLC Essential TLC Strategic TLC Private Client
Individual tax returnIncludedIncludedIncluded
Business tax returnIncludedIncludedIncluded
Formal planning meetings1 per yearQuarterlyMonthly or as needed
Updated tax projectionsNot includedQuarterlyOngoing
Quarterly/Annual estimatesAnnual ProjectionQuarterlyQuarterly
Written tax strategyNot includedIncludedIncluded
S-corporation optimizationNot includedProactiveComprehensive
Reasonable-compensation reviewNot includedAnnualIncluded
Retirement-plan guidanceBasicIncludedAdvanced
Business-deduction planningBasicIncludedComprehensive
Multistate planningNot includedIncludedComprehensive
Professional advisor coordinationNot includedIncludedIncluded
Tax notice assistanceNot includedNot includedIncluded
Priority supportNot includedwithin 2 business dayswithin 1 business day

Individual Tax Strategy Services

Physicians who are not ready for an ongoing advisory relationship may engage The Locum CPA for a clearly defined planning or consulting service.

One-Time Physician Strategic Tax Plan

Starting at $8,500

A comprehensive tax-strategy engagement for physicians who want an in-depth analysis and implementation roadmap without immediately entering an ongoing advisory relationship.

  • Review of recent returns, income, entities, payroll & retirement plans
  • Current-year federal and state tax projection
  • Entity, S corporation & reasonable-compensation analysis
  • Written strategic tax plan + implementation roadmap
  • 90-minute presentation + one 60-day follow-up meeting
Request a Strategic Tax Plan

Annual Physician Reasonable Compensation Study

$1,500

An annual compensation analysis for physician-owned S corporations seeking a supportable, well-documented shareholder salary recommendation.

Additional shareholder-employee: $750 · additional entity: $500 · midyear update: $500. Included for qualifying TLC Strategic and TLC Private Client clients.

  • Reasonable-compensation questionnaire & benchmarking
  • Review of specialty, geography, and responsibilities
  • Review of business income, payroll, and distributions
  • Written report + 30-minute implementation meeting
Request a Compensation Study

Focused Tax Strategy Consultation

Starting at $750

A focused consultation for a specific tax question, business decision, or planning opportunity: W-2 vs. 1099, S-corp eligibility, travel deductions, hiring a spouse, and more. Additional time: $250 per 30 minutes.

Fee may be credited toward a Strategic Tax Plan if you begin that engagement within 30 days.

  • Pre-meeting questionnaire
  • Review of up to three relevant documents
  • 60-minute video consultation
  • Brief written summary of recommendations
Book a Focused Tax Consultation

Entity & S Corporation Advisory

Starting at $2,500

For physicians evaluating whether an LLC or S corporation structure is appropriate for their independent medical income.

  • LLC / S corporation tax analysis & payroll-tax savings estimate
  • Reasonable-compensation considerations & entity timing
  • Payroll and accountable-plan implementation guidance
  • Written recommendation + 60-minute findings meeting
Request Entity Advisory

Quarterly Estimated-Tax Planning

$2,500 / year

Ongoing estimated-tax calculations for physicians who don't need a full year-round advisory relationship. One-time alternative: $750 per quarter.

Additional state: $250/yr · mid-quarter recalculation: $250 · business entity tax projection: starting at $500/yr. Does not include tax-return preparation, entity analysis, or bookkeeping.

  • Four quarterly federal & one-state projections
  • Review of year-to-date income, withholding & deductions
  • Quarterly estimated-payment recommendations
  • Due-date reminders + brief quarterly summary
Request Quarterly Planning

Multistate Physician Tax Review

Starting at $2,500

For locum tenens and independent physicians who work, reside, or earn income in multiple states. Starting fee includes analysis of up to three states.

Each additional state: $500 · local/municipal jurisdiction: starting at $250 · prior-year filing exposure review: starting at $1,000 · amended or delinquent state returns: quoted separately. Tax-return preparation not included unless stated separately.

  • Resident & nonresident filing-obligation analysis
  • Withholding, estimated-tax & reciprocity review
  • Income-allocation analysis, gap identification
  • Written summary + 60-minute findings meeting
Request a Multistate Review

Fees shown represent standard starting prices. Final pricing is determined after evaluating the client's income sources, number of entities, states of operation, tax-return complexity, quality of records, planning needs, and desired level of advisory support. Additional entities, state filings, bookkeeping, payroll administration, amended returns, legal services, retirement-plan administration, tax preparation, and tax controversy matters are not included unless specifically stated in the engagement agreement.

Tax savings cannot be guaranteed. Recommendations depend on each client's individual facts, circumstances, documentation, and implementation.